|When you are injured by another's negligence (carelessness), you deserve compensation. For medical bills. For lost wages. For your pain and suffering.
The insurance companies are not in the business of fair compensation for your injuries. That is not their goal. Their goal is to maximize profit for their shareholders.
Have us evaluate your case prior to talking to any insurance agent or adjustor. Unlike them, we won't record your calls or conversations. You'll get straight talk with us. And our consultations are free.
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A store in Culver, Oregon left a scrap pile in front of their door. A gentleman who was on crutches tried to manuever himself out of the door. He tripped on the junk and his knee fell on iron, shattering it. The store (represented by the insurance company) wouldn't pay. After hiring us, we filed suit, went to depositions, and conducted an intensive investigation, which revealed that the store had been cited in the past by the county for having junk all over. We used it against them and got a favorable settlement for our client, including payment of the medical bills plus pain and suffering compensation.
An elderly woman checked into a resort in Bend, Oregon. Her suite had a sunken living room that stepped down from the entryway. There was no sign, no lighting, and no warning from the front desk or bell hop about a step down in her suite. She walked in, fell over the step and shattered her knee on the edge of a desk. The hotel (backed by the insurance company) refused to pay anything. After filing suit, we conducted a thorough investigation, which revealed that another elderly lady had fallen 10 years earlier in the next room, in the same manner, which caused her to lose her eye. At trial, we requested that the court allow evidence of the prior accident in the other room to get to the jury. The opponent objected, and we prevailed. On the second day of trial, the hotel finally settled for a large sum for our client.
A 21-year old woman was a passenger in a small car. An 18-wheeler ran a red light in Bend and struck her car, crushing it. Our client was forced to have her spleen removed. The trucking company maintained that losing a spleen was not a problem. We filed suit. Despite our demands and even the demands of the court, the trucking company would not furnish information on their drivers' records. After an exhaustive investigation, we discovered that the trucking company had failed dozens of safety inspections given by the Oregon Department of Transportation. Based on this data, we filed a motion for punitive damages, which the court granted. Soon afterwards, we were able to obtain a respectable settlement for our client.
How do I learn about my rights and procedures to obtain compensation?
A. You won't learn it from the insurance adjuster. Just ask the insurance adjustor, "what are my legal rights in this case?" You will get an awkward and incomplete answer. Insurance companies are not your advocates. They are not your confidants. If you want a comprehensive description of your rights, call us.
How do I know how much my case is worth?
A. This is always a tough question, since we must first get an idea of what your medical bills are, how the accident happened in order to determine fault, and estimate how permanent your injury might be. But you are not going to get a fair and independent idea from the insurance adjustor. Sit down with us and we'll give you an honest evaluation of your case.
Can I get interim medical assistance before the claim is settled?
A. Depending on the case, you might be able to obtain immediate, temporary health care benefits from either your own insurance carrier or from the insurance carrier of the person that injured you. Again, however, you must be careful in dealing with even your own insurance carrier. We suggest you leave it to us.
How do I deal with the insurance adjustor who wants to interview me?
A. This is a big danger. The adjustor will be nice about it, but will request that he or she interview you. You should decline. The interview will be recorded. The purpose of the interview is "damage control." It is absolutely not in your best interest. Once you work with us, we can decide if a "controlled interview" that would take place in our office would be more appropriate.
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