Foreclosure / Negotiating
Foreclosure Attorney / Loan Modifications
Bend Oregon - Paul Heatherman
Let Us Help You Stop a Foreclosure
Oregon bankruptcy laws may benefit you by facilitating postponement of the foreclosure process.
You may be able to stop a foreclosure by filing a Chapter 13 or Chapter 7 bankruptcy. For more information about our Bankruptcy services, see: Bankruptcy Law.
Before taking the bankruptcy route, check with us to see whether a loan modification is the right first step.
A loan modification is where your current lender modifies the terms of your current mortgage with the goal of providing terms that will work for you.
Let Us Help You Restart Your Finances
You might be getting threatening phone calls and letters from harassing creditors. Today, creditors are more aggressive than ever.
Once the Bankruptcy petition is filed, we immediately notify the creditors. You will have a protective bankruptcy lawyer on your side! The Bankruptcy Court issues an Automatic Stay, meaning that the creditors can no longer contact you.
We take care of the paperwork, advise, and attend all Bankruptcy related hearings with you.
Call us for a consultation.
A note about Oregon Judicial Foreclosures:
Most Oregon lenders have now switched to "judicial foreclosures," or foreclosures by way of a lawsuit.
In a judicial foreclosure, the homeowner gets served with a lawsuit. A response must be made in a timely fashion, and there is potentially a trial.
Suspect a lender's wrongdoing in the collection or foreclosure process –and– You get served with a lawsuit from the bank.
Then strict time deadlines apply and you should see an attorney immediately.